Global Payments: One Size Does NOT fit all

This article would have been a near-perfect input to a payments brainstorm I led last week for a client:

Apparently:

- China has the largest group of internet users in the world, but a very low card penetration rate... which has NOT slowed the growth of ecommerce.

- In Brazil, cards are used online, but installment payments are common.

- In Germany, people have cards but don't like to use them online.

- And in Europe and Asia, COD is still popular, even for online ordering.

Amazing how well this article frames the country by country opportunities based on user habits, not technology.

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